Paying4 is a service provided by 4 Alliance Ltd. that facilitates secure payments for goods and services from small and medium local businesses. This service was developed as a way to help businesses take online or remote payments without relying on expensive high & commission-based third-party apps like Uber, Just Eat or Deliveroo who can charge up to 35% of an order’s value in commission.

Your customers can choose from card payments (via Stripe), PayPal payments, and bank-to-bank payments.

Refunds must be requested by you via your merchant account dashboard or by contacting help@paying4.com. Once a refund is approved, we will process it. Non-refundable transaction fees will apply as detailed in our policy

Payouts are made to your linked bank account within the designated payout timeframe. Please note that delays may occur due to third-party provider processes.

We reserve the right to suspend or terminate your account if you violate our Terms and Conditions, engage in fraudulent activities, or generate excessive disputes or chargebacks.

To get started, register on our website with your business details. Once your account is verified, you can start processing payments securely.

- Card Payments (Stripe): 2.5% + £0.30 per transaction
- PayPal Payments: 3.5% + £0.30 per transaction
- Bank-to-Bank Payments: £0.50 per transaction
For refunds, note that a non-refundable fee of £0.30 (card/PayPal) or £0.25 (bank-to-bank) applies per transaction.

You will be informed if there are any transaction disputes and chargebacks. Any fees incurred by Stripe, PayPal, or banks will be deducted from your balance, and excessive disputes may lead to account suspension.

All merchant accounts are secured with password protection and our website uses HTTPS encryption. You are responsible for safeguarding your login credentials.

If you have any questions or need help, please contact us at help@paying4.com & please quote your vendor ID.